Insurance policies in most states have the insurance appraisal clause that allows both parties of the contract resolve disputes on the “amount of loss.” This means, the amount needed to fully complete the required repairs of an insurance claim. For example; a policyholder may be forced to hire an independent appraiser to protect their interests.

Winter and spring weather can and will often include very high winds and/or tornadic activity in many southern states. After a recent tornadic event, during a news interview an insurance company adjuster states that many hidden insurance loss damages from tornadoes can be often overlooked and missed. A policyholder needs to be educated about the various damages to look for and how to detect such damages that will become very costly down the road. Imagine having damages that cost thousands of dollars that show up months or years after the tornado and high wind activity is long gone.

If a disaster ever destroys your home, your insurance company will want an inventory down to the last sock. … “home inventory insurance” “home insurance” “insurance claims” “homeowners insurance” fire